Supplemental Plans

SUPPLEMENTAL PLANS FOR EVEN BETTER COVERAGE

ACCIDENT - You don't plan for accidents to happen, so it's smart to have a plan in place if they do occur. We offer a variety of accident insurance options that will help fill the gaps in your medical coverage and ease the financial impact of a covered accident. Most accident plans pay a cash benefit directly to the insured that can be used to help pay for:

  • High out-of-pocket expenses
  • Deductibles and co-pays
  • Expenses not covered by health insurance
  • Transportation
  • Lodging
  • Childcare
  • Accidents are unpredictable, and that's why we make sure you are protected where it's needed most.

CRITAL ILLNESS – A diagnosis of Cancer, Heart Attack, Stroke or other life-threatening illness is devastating and, worrying about the cost of care makes it even more difficult to manage.  We offer Critical Illness Insurance options to help ease the potential financial impact and worry caused by an unexpected medical diagnosis. A critical illness can happen at any time, and that's why we make sure you are protected where it's needed most. Upon diagnosis of a covered illness, you receive a lump-sum benefit (up to $100,000) to use as you see fit. This may include costs related to:

  • Deductibles and co-pays
  • Costs not covered by your insurance
  • Household bills and expenses
  • Mortgage and rent payments
  • Prescriptions
  • Time off work
  • Transportation 
  • Childcare


You are in good hands with The Health Insurance Guy when it comes to Supplemental coverage

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