Supplemental Plans for
Even Better Coverage
ACCIDENT - You don't plan for accidents to happen, so it's smart to have a plan in place if they do occur. We offer a variety of accident insurance options that will help fill the gaps in your medical coverage and ease the financial impact of a covered accident. Most accident plans pay a cash benefit directly to the insured that can be used to help pay for:
- High out-of-pocket expenses
- Deductibles and co-pays
- Expenses not covered by health insurance
- Transportation
- Lodging
- Childcare
- Accidents are unpredictable, and that's why we make sure you are protected where it's needed most.
CRITAL ILLNESS – A life-threatening illness is devastating and worrying about the cost of care makes it even more difficult to manage. An unexpected Heart Attack or Stroke, or Cancer diagnosis can happen to anyone at any time. We offer Critical Illness Insurance options to help ease the potential financial impact and emotional upset caused by a serious medical diagnosis. It's so important to make sure you are protected when it's needed most. Upon diagnosis of a covered illness, you receive a lump-sum benefit (up to $100,000) which can cover your health plan's deductible and much more, including costs related to:
- Costs not covered by your insurance
- Replacing lost income
- Household bills and expenses
- Mortgage and rent payments
- Prescriptions
- Transportation and other costs for out-of-state facilities like Mayo Clinic
- Childcare & kenneling for your pets
CANCER - Besides such unexpected costs as listed above, constant medical advances offer new treatment options that are not typically covered by your traditional health plan. A great example would be revolutionary "genome sequencing" which allows for customized treatment plans that often lead to much quicker recovery and better prognoses. Considering that about 40% of adults will get diagnosed with some form of cancer during their lifetimes, having a supplemental Cancer Plan gives you additional peace of mind. There are many different coverage options, so let us help you customize a solution for you and/or your loved ones.